Chinese apps like AliPay have been leading the way for some time, PayPal is following suit, Klarna is now also getting started: Those who use the Klarna app can look forward to many new features, payment functions and online shopping should continue to grow together.
In Germany, the Swedish financial app Klarna PayPal cannot hold a candle to, at least in terms of usage figures. Even so, there are millions of customers who are facing now many additional functions to be provided.
Klarna app becomes an all-rounder online: Simply pay anywhere
An integrated browser brings online shopping directly into the app. In the future, it will no longer matter whether online shops offer Klarna as a payment method. Customers can simply create a virtual, interest-free “one-time card” and so on pay online anywhere – a unique feature according to Klarna.
The collections also offer real added value: users can create practical wish lists and Track products in price history or compare with others. If something is cheaper, the app will contact you. A maximum shopping budget can be set so that you don’t put too much strain on your own finances (source: Klarna).
One wants to create an overview by all purchases are displayed directly in the app – including order and shipment status. Returns can be organized directly in the Klarna app, various payment methods are supported, including “buy now, pay later”.
Banking features are integrated, crypto is left out
Customers in Germany already have the option of creating overnight and fixed-term deposits as accounts with Klarna. These banking functions will be extended to other markets, but for German customers there will be a change in the fact that the banking offer can be found together with the other functions in the Klarna app.
Thanks to a shopping budget, Klarna also helps you save – you can find more tips in the Video:
In contrast to the Asian models, however, they are currently deliberately avoiding all-round service. Order food, personal loans or Klarna does not provide for crypto systems, explains Product Manager David Fock (source: Financefwd).
Instead, they want to continue to concentrate on the two core areas of shopping and payment. Next is planned, Integrate third party providers. The startup Stocard is such a candidate. Klarna has taken over the app, in which bonus cards can be collected. Live shopping events are also in the making.